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Why become an independent insurance agent?



Independent Insurance agent freedom

Envision a career that not only allows you to work remotely, set your own schedule, and be your own boss but also offers fulfilling, gainful work. Independent insurance agents revel in these benefits daily. And here's the exciting part – if you're a captive insurance agent or new to the insurance sales industry, the process is not as tedious as you might believe. The trade-off for the perks mentioned below makes it all worthwhile.


To embark on this journey, your starting point is obtaining your insurance license. The process is influenced by factors such as the state you wish to operate in and the type of insurance you plan to sell. However, whether you're a captive agent or new to the industry, the process is navigable. Engage in the pre-licensing course tailored to your state, conquer the state licensing exam, and submit your license application online, all while paying attention to specific requirements.


For those concerned about the effort involved, fear not – the steps are manageable even for those new to insurance sales. A background check and fingerprinting, typical in most states, are steps you can confidently navigate. Once your license is in hand, the next exciting phase is securing contracts with the insurance companies you aspire to represent.


Now, let's delve into why becoming an independent insurance agent is a rewarding choice, especially for those who are just starting out:


  1. Financial Well-being: Regardless of whether you're a seasoned professional or new to insurance sales, independent agents have the potential to make a comfortable living. Standard commissions, usually ranging from 10% to 12% of the total premium cost, contribute to financial success.

  2. Agency Impact: Your success as an independent agent can significantly impact your agency and local community. Particularly in a smaller agency, your presence can lead to overall prosperity, as you contribute to the protection of local businesses and customers.

  3. Voice in the Workplace: Enjoy the freedom and satisfaction of contributing your ideas to the workplace. This creative input is more accessible in the dynamic environment of a smaller agency, making it an ideal space for newcomers to the industry.

  4. Lifelong Career: Many independent agents turn their profession into a lifelong career. The combination of fulfilling work, financial prosperity, and a flexible schedule is enticing, making insurance a viable long-term career option.

  5. Optimal Work/Life Balance: Independent agents, including those new to the field, can achieve an optimal work/life balance. The benefits extend beyond financial rewards to encompass a lifestyle that aligns with personal preferences.

So, whether you're a seasoned insurance professional or just stepping into the industry, the path to becoming an independent insurance agent is not as daunting as it may seem. The trade-off for the mentioned perks makes the journey both accessible and worthwhile. Want to learn more about how to become an independent agent? Go here: Three Essentials of Becoming an Independent Insurance Agent


To explore the possibilities of becoming an independent agent within an alliance and you are a licensed insurance agent with 8-12 months minimum experience, visit Pacific Crest Services to setup a confidential discussion or call us now to speak to one of our sales team contact us at 888-938-4197. For those yet to obtain a license, check your state's requirements on ExamFX.

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